Terms of Use

Last updated: 10 February 2026

Welcome to Costeva. By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree with these terms, please do not use the website.

1. Purpose of the Website

Costeva provides calculators and informational tools designed to help users estimate costs related to everyday living.

All calculations and content provided on this website are for general informational purposes only.

2. No Financial, Legal, or Professional Advice

The information provided by Costeva:

• Does not constitute financial, legal, or professional advice
• Should not be relied upon as a substitute for professional guidance

You should always consult qualified professionals before making financial or lifestyle decisions.

3. Accuracy of Information

While we aim to keep our calculators and assumptions up to date:

• Cost estimates are based on general assumptions
• Actual costs may vary significantly depending on individual circumstances, location, and time
• We make no guarantees regarding accuracy, completeness, or reliability

Use the results as a guide only, not as definitive figures.

4. User Responsibility

By using Costeva, you acknowledge that:

• You are responsible for verifying any information obtained
• You use the calculators at your own discretion and risk
• You understand that outputs are estimates, not guarantees

5. Intellectual Property

All content on this website, including:

• Text
• Calculators
• Design elements
• Logos and branding

is owned by or licensed to Costeva and is protected by applicable intellectual property laws.

You may not reproduce, distribute, or modify content without prior written permission.

6. Third-Party Services and Links

Costeva may link to third-party websites or use third-party services, including:

• Google Analytics
• Google AdSense

We do not control or endorse third-party content and are not responsible for their practices or policies.

7. Limitation of Liability

To the fullest extent permitted by law:

• Costeva shall not be liable for any direct, indirect, incidental, or consequential damages
• This includes losses arising from reliance on calculator outputs or website content
• Your use of the website is entirely at your own risk.

8. Website Availability

We do not guarantee that the website will be:

• Error-free
• Uninterrupted
• Available at all times

We reserve the right to modify or discontinue any part of the website without notice.

9. Changes to These Terms

We may update these Terms of Use from time to time. Any changes will be posted on this page with an updated “Last updated” date.

Continued use of the website after changes are posted constitutes acceptance of the updated terms.

10. Governing Law

These Terms of Use are governed by the laws of New Zealand, without regard to conflict of law principles.

11. Contact Information

If you have any questions about these Terms of Use, please contact us at:

Email: contact@costeva.com

Website: https://costeva.com